{"id":991,"date":"2022-05-29T21:16:18","date_gmt":"2022-05-29T19:16:18","guid":{"rendered":"https:\/\/frenchbrokers.fr\/?p=991"},"modified":"2022-05-29T21:33:34","modified_gmt":"2022-05-29T19:33:34","slug":"une-info-par-jour-jour-19-date-decheance-et-date-deffet","status":"publish","type":"post","link":"https:\/\/frenchbrokers.fr\/?p=991","title":{"rendered":"Une info par jour, jour 19: Date d&#8217;\u00e9ch\u00e9ance et date d&#8217;effet"},"content":{"rendered":"\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>On a souvent tendance \u00e0 confondre ces deux dates, et \u00e0 prendre la \u00ab\u00a0date d\u2019effet\u00a0\u00bb comme la date \u00e0 laquelle le contrat se renouvelle\u00a0!<\/p>\n\n\n\n<p>La date d\u2019effet est la \u00ab&nbsp;date de naissance&nbsp;\u00bb du contrat, celle o\u00f9 les garanties d\u00e9marrent. A noter qu\u2019existe aussi la \u00ab&nbsp;date de souscription&nbsp;\u00bb&nbsp;: Je signe mon contrat le 9 avril et il prend effet le 15 avril \u00e0 ma demande.<\/p>\n\n\n\n<p>La date d\u2019\u00e9ch\u00e9ance est la date de renouvellement annuel du contrat (celle \u00e0 partir de laquelle, en d\u00e9comptant le pr\u00e9avis, on trouve la date-butoir jusqu\u2019 \u00e0 laquelle on peut r\u00e9silier).<\/p>\n\n\n\n<p>On pourrait rajouter la \u00ab&nbsp;date de r\u00e8glement&nbsp;\u00bb&nbsp;:<\/p>\n\n\n\n<p>Je paie mon contrat les 1<sup>er<\/sup> janvier et 1<sup>er<\/sup> juillet, l\u2019\u00e9ch\u00e9ance \u00e9tant le 1<sup>er<\/sup> janvier.<\/p>\n\n\n\n<p>Le 1<sup>er<\/sup> juillet ne constitue en rien un support de r\u00e9siliation&nbsp;; c\u2019est une simple modalit\u00e9 de paiement.<\/p>\n\n\n\n<p>R\u00e9sumons&nbsp;:<\/p>\n\n\n\n<p>Date de souscription&nbsp;:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; date de signature<\/p>\n\n\n\n<p>Date d\u2019effet&nbsp;:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; date de naissance du contrat<\/p>\n\n\n\n<p>Date de paiement&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; fractionnement<\/p>\n\n\n\n<p>Date d\u2019\u00e9ch\u00e9ance&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; renouvellement annuel<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"166\" height=\"29\" src=\"https:\/\/frenchbrokers.fr\/wp-content\/uploads\/2021\/12\/une-info-par-jour.png\" alt=\"\" class=\"wp-image-737\"\/><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>On a souvent tendance \u00e0 confondre ces deux dates, et \u00e0 prendre la \u00ab\u00a0date d\u2019effet\u00a0\u00bb comme la date \u00e0 laquelle le contrat se renouvelle\u00a0! La date d\u2019effet est la \u00ab&nbsp;date de naissance&nbsp;\u00bb du contrat, celle o\u00f9 les garanties d\u00e9marrent. A noter qu\u2019existe aussi la \u00ab&nbsp;date de souscription&nbsp;\u00bb&nbsp;: Je signe mon contrat le 9 avril et &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/frenchbrokers.fr\/?p=991\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;Une info par jour, jour 19: Date d&#8217;\u00e9ch\u00e9ance et date d&#8217;effet&#8221;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-991","post","type-post","status-publish","format-standard","hentry","category-non-classe"],"_links":{"self":[{"href":"https:\/\/frenchbrokers.fr\/index.php?rest_route=\/wp\/v2\/posts\/991","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/frenchbrokers.fr\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/frenchbrokers.fr\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/frenchbrokers.fr\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/frenchbrokers.fr\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=991"}],"version-history":[{"count":3,"href":"https:\/\/frenchbrokers.fr\/index.php?rest_route=\/wp\/v2\/posts\/991\/revisions"}],"predecessor-version":[{"id":994,"href":"https:\/\/frenchbrokers.fr\/index.php?rest_route=\/wp\/v2\/posts\/991\/revisions\/994"}],"wp:attachment":[{"href":"https:\/\/frenchbrokers.fr\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=991"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/frenchbrokers.fr\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=991"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/frenchbrokers.fr\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=991"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}