Points of attention :
– The banker requires this contract which guarantees reimbursement in the event of accident, illness or death of the borrower.
– You can subscribe outside the bank
– Pay attention to deadlines (to arrive on the closing with the loan insurance offer)
-a sequestration clause can make it possible to avoid over-taxation in certain cases (see the MUSEL judgment)
-In the event of a suspected and / or significant health problem, we will put in place a procedure allowing you to assess in advance your chances of being eligible